A fully digital bank, we don’t have branches and don’t work on commission. This means our focus is entirely on you.
Business Solutions
We offer business owners personal guidance through the lending process and easy-to-use banking products.
- Customized Loans
- Checking with Treasury Services
- High-Yield Savings
- High-Yield Certificates of Deposit (CDs)
Personal Banking
We get that individuals like you need great rates, FDIC insurance1 and no fees.
- High-Yield Savings Accounts
- High-Yield CDs
Experience a different way of business lending
Our bankers connect directly with you to determine the right loan strategy for your business and offer a variety of lending options including: SBA, USDA, conventional and custom business loans tailored to your needs.
- SBA Preferred Lender
- #1 SBA 7(a) Lender by dollar amount for FY 20232
“Our experience with Live Oak Bank was extremely smooth, while maintaining a sense of detail and thoroughness. Thank you for your guidance, support, and patience throughout this acquisition.”
Nikhil Dhawan and Reema Dutt
Owners, Sweat Yoga
Playa Vista, CA
“Live Oak enabled us to acquire our flagship aerial firefighting assets to protect lives, property and habitat. The bank’s innovation and dedication provided the means to secure ownership of our first two aircraft through two instrumental loans.”
Tim Sheehy
Owner, Bridger Aerospace
Belgrade, MT
Save Smarter
With us
Earn more than the national average APY.3
We’re committed to offering high-yield interest rates and reliable digital service so that your savings can grow strong.